# Rover Pay Overview
Read Time: 2 minute(s)
Rover Pay is your one stop shop for merchant services including credit card and ACH payment processing. Rover Pay allows you to modernize your credit card and ACH workflows on both the web and in-person while affording you extremely competitive processing fees. To request access to Rover Pay please contact sales@zumasys.com
# Key Features
- Point of Sale Payments – process credit cards directly in Rover POS with no separate terminals.
- Accounts Receivable Integration – customers can pay open invoices online; successful payments can automatically release orders from credit hold.
- E‑commerce Payments – Rover Pay powers online checkout in Marketplace and the customer portal.
- Refunds and Adjustments – issue full or partial refunds tied to the original transaction.
- Transparent Pricing – competitive rates with simplified reconciliation.
# Using Rover Pay
Rover Pay is embedded in Rover POS, Accounts Receivable and the online Marketplace. Select the credit card option when tendering a sale or send customers a secure payment link for invoices. Refunds can be initiated from the original transaction record and all activity appears in Rover Pay settlement reports.
Endpoint URL: https://test-gateway.total-computing.com/api (opens new window)
# ACH APIs
| Endpoint | Description |
|---|---|
| BLACHTOKENIZE | Tokenize routing and ABA (account number) pairs |
| BLACHSALE | ACH Capture (given a token or routing and ABA) |
| BLACHREFUND | ACH Refund (given a token and original reqid) |
| NOTE: Forced ACH Credits are not supported |
# Credit Card APIs
| Endpoint | Description |
|---|---|
| BLAUTH | Credit Card Authorization |
| BLSALE | Credit Card Authorization & Capture |
| BLCREDIT | Credit an amount to a Credit Card |
| BLTOKENIZE | Tokenize a Credit Card |
| BLTOKENAUTH | Authorize a Tokenized Credit Card |
| BLTOKENSALE | Capture a Credit Card using its token |
| BLTOKENCREDIT | Returns Credit to a Credit Card using its token |
| BLTOKENFINAL | Finalizes a transaction using an authorized token |
| BLTOKENREFUND | Refund on the Authorized Amount |
| BLSIGNATURE | Prompt Bolt Device for signature |
| BLINQUIRE | Inquire about an prior transaction using Invoice |
| BLIFRAME | Returns an html file for data capture |